Last week, I received a letter from a collections agency, saying we owed $171 on a "past-due" insurance account. I was 99% certain that wasn't true, but had to check it out. I emailed my insurance agent, who happens to be my son, and asked him to look into it for me.
I just received an email from the insurance broker, saying that it was sent in error and apologizing. Our last payment to the company with which they had placed the fire policy on our old home (the one we sold last October) had been received, but not recorded.
An email asking them to be sure that this non-debt gets wiped from our credit reports has been sent, but to be sure, I will have to get our credit reports in about 4-5 months, to see if it has been done.
WHY don't people who work in offices check and double-check their work??? I hope this serves as a lesson for others: for those who oversee data entry in offices - do your jobs well, and for consumers - make sure you check and double-check invoices. Don't just pay something without knowing for certain you owe it. (I know, it sounds nuts, but I have known people who would do that.) $170 isn't much, but it's a lot if you don't really owe it!!